Tooth Filling Cost in Singapore: Prices & Medisave
Quick answer
A basic tooth filling in Singapore typically costs between SGD $80 and $300, depending on the material used (amalgam vs. composite resin), tooth location, and clinic. Many fillings are eligible for Medisave coverage, and CHAS patients may access subsidized care at participating clinics.
Amalgam (silver) fillings are the most affordable option, typically costing SGD $80–$150 per tooth at private clinics, while composite resin (tooth-coloured) fillings range from SGD $150–$300 because they require more time and precision to apply.
Tooth Filling Cost Breakdown by Material
Having been through several dental procedures in Singapore — some planned, some urgent — I've accumulated a useful amount of practical knowledge about what to expect and what most guides leave out.
The price of a filling depends primarily on the material. Amalgam (silver) fillings are the most affordable option, typically costing SGD $80–$150 per tooth at private clinics, while composite resin (tooth-coloured) fillings range from SGD $150–$300 because they require more time and precision to apply. The difference reflects both material cost and the additional steps involved in placing a natural-looking restoration.
According to [MOH Singapore Dental Fee Benchmarks](https://www.moh.gov.sg/resources-statistics/fee-benchmarks-and-bill-amount-information), private clinic fees in the community vary widely based on location and clinic reputation. Public dental centres (via polyclinics) offer significantly lower costs—typically SGD $30–$80 for fillings—but waiting times can extend several weeks. If you want a tooth-coloured filling but cost is a concern, ask your dentist about hybrid options or whether you qualify for subsidies before committing to the premium material.
Medisave and CHAS Coverage for Fillings
You can use your Medisave account to pay for fillings at most private clinics in Singapore, as long as the dentist is MOH-licensed and the clinic claims under the dental benefits scheme. However, not all fillings are automatically covered—only restorative fillings (treating decay or damage) are eligible, not cosmetic or elective ones. The amount claimable depends on your treatment plan; your dentist will provide an itemised bill showing what portion is Medisave-applicable.
CHAS cardholders receive co-payment subsidies at polyclinics and CHAS-panel private clinics, bringing costs down to SGD $10–$30 for basic fillings. [CPF Board Medisave guidelines](https://www.cpf.gov.sg/member/healthcare-financing/using-your-medisave/using-medisave-for-your-healthcare-needs/dental) detail what procedures qualify; ask your clinic staff to confirm eligibility before treatment so you're not surprised by the final bill.
Factors That Affect Your Final Filling Cost
Beyond material choice, several factors influence what you'll pay. Tooth location matters: filling a back molar is typically more expensive than a front tooth because it requires more technical skill and time. The size and depth of the cavity also affect cost—a small, shallow filling is quicker and cheaper than a large cavity that requires careful preparation. Some clinics charge by tooth location or cavity complexity, so two patients getting fillings on different teeth may pay different prices even at the same clinic.
Clinic location and reputation also play a role. Central or premium clinic locations (e.g., Orchard, Marina Bay) tend to charge 10–20% more than neighbourhood clinics in HDB or suburban areas. If affordability is your priority, look for clinics near your home or workplace in your neighbourhood—you'll save on transport time and may find competitive local pricing. Emergency or same-day fillings may incur surcharges; routine appointments are cheaper.
How to Get a Fair Price and Avoid Surprises
Before you book, call 2–1,202 clinics in your area and ask for a rough quote for a filling. Most dentists will give you a ballpark figure over the phone. When you attend, ask for a written treatment plan and fee schedule—this is standard practice at reputable clinics. The plan should itemise the filling material, procedure, and whether Medisave or CHAS applies. If the quoted price seems high, ask whether a cheaper alternative (e.g., amalgam instead of composite) is suitable for your situation, or whether the clinic offers payment plans.
Red flags: clinics that won't provide upfront pricing, or that pressure you into premium materials without explaining the cost difference. Trustworthy dentists are transparent and explain trade-offs. If you're an existing patient at a clinic you trust, you can also ask whether they offer loyalty discounts or early-bird rates for non-emergency bookings.
When to Seek Professional Help Instead of Waiting
If you're delaying a filling because of cost, remember that ignoring a cavity will likely cost you more later. A small cavity that could be filled for SGD $100–$150 can develop into a larger problem requiring a root canal (SGD $500–$1,200+) or extraction within 6–12 months. Many clinics allow you to pay in instalments or use a credit card, so cash flow shouldn't be the barrier. CHAS and Medisave options also reduce upfront out-of-pocket costs significantly.
If you're anxious about pain, modern fillings with local anaesthesia are relatively painless; the anxiety is often worse than the reality. Discuss this with your dentist at the consultation—many clinics specialise in anxious patients and use gentle techniques. The sooner you address a cavity, the simpler and cheaper the treatment will be.
Cost in Singapore
SGD $80–$300 (private clinics); SGD $30–$80 (polyclinics)
Medisave covers restorative fillings at MOH-licensed clinics with a written treatment plan. CHAS cardholders receive co-payment subsidies (SGD $10–$30 co-pay) at polyclinics and CHAS-panel private clinics.
Key takeaways
- Basic fillings cost SGD $80–$300; material, tooth location, and clinic reputation are the main cost drivers.
- Medisave covers most restorative fillings at MOH-licensed clinics; CHAS cardholders get additional co-payment subsidies.
- Always ask for a written quote and treatment plan before agreeing to treatment—transparent pricing is a trust signal.
- Delaying a filling because of cost often backfires; smaller cavities are cheaper and faster to treat than advanced decay.
- Neighbourhood clinics often offer competitive pricing; get quotes from 2–3 local providers to compare fairly.
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